Beach Hotel BahaiDelSol

Every travel insurance policy I read says something along these lines:

“Exclusions.
The policy does not
cover any loss caused by:
pregnancy or childbirth, or elective abortion, other than
the Complications of Pregnancy;”

What do they mean by “other than complications of pregnancy”?
Does that mean that if i purchased their insurance they would not pay for doctor check-ups, but they would pay for a pregnancy emergency?

I know they generally don’t cover pregnancy, but what if something goes wrong and the child comes three months early, or gets sick, or such?

I would be really grateful for any answers, i know they cover accidents abroad. Thanks.

Craig